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 Fixed Rate Checking Account |
Regular peso checking account.
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Required Initial Deposit
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None |
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Required Average Daily Balance (ADB) To Earn Interest
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Php 5,000.00 |
| Interest Crediting |
Monthly |
| Required Min. Monthly ADB |
Php 5,000.00 |
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Documentation
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Bank Statement |
| Modes of Withdrawal |
Over-the-counter encashment of check
Issuance of check
Purchase of Manager?s Check
Fund Transfer
Experteller Card |
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| Fees and Charges |
Bank Services
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Manager's Check/ Gift Check/ Counter Check
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Php 30.00 |
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Bank Deposit Certification
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Php 100.00 |
| Sale of Traveller's Checks (TCs) |
Peso equivalent of 1% of the amount of the TCs |
| Out-of-Town Clearing Check to Bank located where there is no BSP clearing unit |
Php 150.00 or 1/4 of 1% of the amount of check whichever is higher plus cost of postage |
| Safety Deposit Box |
Small - Php 600.00
Medium - Php 800.00
Large - Php 1,100.00 |
Deposits:
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Below Minimum ADB Requirement
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Peso CA/SA: Php 100.00/mo.
Dollar SA: USD $ 5.00/mo. |
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Late Funding Accomodations
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Unfunded but honored: Php 1,000.00/check & Php 200.00 for every Php 40K/check per day
Returned Check: Php 2,000.00/check & Php 200.00 for every Php 40K/check per day
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| Cheque Books |
Personal: Php 147.50/chequebook
Commercial: Php 295.00/chequebook |
| Dormant Account |
Peso CA/SA: Php 100.00/mo.
Dollar SA: USD $ 5.00/mo. |
| Replacement Cost for lost ATM card |
Php 50.00 per card |
| Withdrawal from other bank's ATM |
Php 10.00 |
| Balance Inquiry at other bank's ATM |
Php 1.50 |
| Penalty for Accounts Closed within 30 days |
Peso CA/SA: Php 100.00
Dollar SA: USD $ 5.00 |
Inward Remittance Charges
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Bank commission (BC)- USD remittance for credit to USD account
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USD 5.50 |
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USD remittance converted to Peso for credit to Peso account
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Inquire with Business Center OIC/ Teller for applicable rate used and differential/ spread |
- Bank Commission (BC)
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1/4 of 1% of peso equivalant or peso equivalaent of USD 5.50, whichever is higher |
- Documentary Stamps Tax
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Php 1.00 for every Php 200.00 |
| Bank Commission (BC)- via Real Time Gross Settlement or RTGS Peso Remittance |
1/4 of 1% of peso equivalant or peso equivalaent of USD 5.50, whichever is higher |
| Bank Commission (BC)- Third currencies for credit to USD account |
USD 5.50 |
| Bank Commission (BC): For EPCS Peso remittance- end of day netting |
No charges |
| Bank comission (BC) : For PCHC USD remittance- end of day netting |
USD 5.50 |
Outward Remittance Charges
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Bank commission (BC)- FX Telegraphic Transfer
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Minimum of USD 5.50 (or 1/4 of 1% of the amount of TT whichever is higher, but not to exceed USD 85.00 |
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Service Charge (SC)- FX Telegraphic Transfer
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USD 15.00 |
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Note: Total charges for FX-TT- minimum of USD 20.00 or maximum of USD 100.00
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Service Charge (SC)- Fund Transfer via PDDTS
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USD 12.50 |
| Service charge (SC)- Fund Transfer via Real Time Gross Setlement (RTGS) |
Php 200.00 |
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| Requirements for Opening of Accounts with Export and Industry Bank |
Individual Account
In order to establish with reasonable certainty your identity, you need to show us the following IDs and provide us xerox copies for our file and ready reference:
- at least one (1) of the following IDs: Passport, PRC or LTO Driver?s License, Alien Certificate of Registration (ACR); and
- at least two (2) of the following IDs: Company ID, Credit Card with Picture, SSS/GSIS ID or School ID
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One (1) 2 X 2 ID picture or photocopy of presented primary or secondary ID.
Partnership Account
- Article of Partnership
- Certificate of Registration of Article of Partnership with SEC
- Secretary?s Certificate of authorized signatories
- Partnership resolution as to the operation of the account
Corporate Account
- SEC Certificate of Registration
- Article of Incorporation
- By-Laws
- Notarized Secretary?s Certificate of the Board Resolution covering the operation of the account
Non-Profit Organizations / Associations
- Articles of Association/constitution.
- By-laws of the congregation.
- Election of the officers (current year) which delegates the officers who can sign for the account.
- Acceptable IDs of each signatory.
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